Sound a little bit too New Age for you. Dont worry if it doesnt immediately sound… [Read More] This site may provide an estimate only of loan repayments but does not constitute a loan offer by Rapid Loans Pty Ltd. Australian Credit Licence 388847. Any estimated repayment amount displayed may vary due to the effect your personal requirements may have on loan repayment calculation. Rapid Loans is committed to responsible lending. All loans are subject to an approval process which is subject to our lending criteria and an assessment of borrower suitability.
1 Subject to assessment of affordability and suitability.
They kept leaving threatening messages on my personal loan for defence persons voicemail which is illegal. I asked him if he was familiar with the FDCPA (Fair Debt Collection Practices Act). I advised him that under the FDCPA you cannot leave detailed messages on someone's voicemail which does not identify the person whom you are calling and that you cannot leave more than one message per day.
They were leaving five or six messages per day. He didn't want to hear that. He continued to argue with me. I advised him to not call ever again but he would not let me get a word in. He finally hung up on me. I will be going to the bank as soon as possible to change my account number.
Straightforward online information on potential APRs, loan amounts, and fees. Received an A rating from the Better Business Bureau. Youll need credit of 600. There is no option for secured loans. You might have to wait a while for loan funding. There are several fees to consider including an origination fee up to 5.
Trying to get a loan without a bank account and bad credit from a traditional bank is difficult. Even if you are granted a loan, it will be at an extremely high interest rate.
The terms of your loan will also be limited. The amount you can borrow will be small, and you will most likely only be granted a personal loan or a student loan, since house and car loans are considered too risky for a person with bad credit. In certain cases you could be granted a personal loan for defence persons loan if your income is high enough to repay it. The Use of Collateral. In the sticky situation where you have bad credit as well as no bank account, you may still borrow money from an alternative lending agency if you are able to put up collateral.
This collateral must have value, such as a car or your house.