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It is not required by any federal, state or local law. Our lenders may offer you a loan with an APR between 20 and 300.
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The interest rate listed above and the full handling charge waiver are applicable to designated loan amount and are for reference only. The final approved interest rate and payable handling charge are subject to the loan amount and credit assessment result. The minimum loan amount is HKD5,000.
All annualised percentage rates are calculated using the Net Present Value Method in accordance with the Code of Banking Practice. The annualised percentage rates are reference rate which include the basic interest rate and other fees and charges of a product expressed as an annualised rate (if applicable). The calculation of the monthly repayment amount and the annualised percentage rate has taken the full handling charge waiver into account.
The monthly repayment amount is rounded up to 1 decimal online payday loans with poor credit. The proportion of loan principal to interest in each monthly instalment amount is calculated according to the Rule of 78.