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According to the agreement submitted as an exhibit in tribal court and a former Plain Green executive, Think Finance provided everything the tribe needed to start the online lending business: a portfolio of Think Finance customers from its old rent-a-bank operation, underwriting software, payment processing, marketing, an offshore loan buyer and legal representation.
Plain Green offers small loans of between 250 and 1,000 for first-time borrowers. Returning customers are eligible for need an emergency personal loan payday advance phoenix az to 3,000. The agreement between the tribe and the company explains how when a customer logs on to Plain Greens website and applies for a loan, Think Finance's software processes the customers information, evaluates whether to make the loan and calculates fees.
According to a 2011 flow chart created by Think Finance, Plain Green pays TC Decision Sciences, which Think Finance has said in federal court filings is one of its entities, 50 for each approved and funded loan. A former Plain Green executive and member of the Need an emergency personal loan Cree tribe who requested anonymity due to fears of retribution told HuffPost that at the end of each day, a Plain Green officer signed off on all the loans approved by Think Finances software.
That meant that technically, the loans were made by Plain Green, despite the fact that the tribal company had no meaningful role in the lending process. To find more people to make loans to, Plain Green pays a company called Tailwind Marketing, which Think Finance has said in federal court motions is also one of its entities.
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Jack Murray heads Fix Media Group, in Virginia, which has a site called wefixmoney. com. Murray says his company - not unlike eTaxLoan - is really a marketing firm. "We are a matching service, just like an Expedia is for a travel company or a Hotels. com is for a hotel company," Murray says. But instead of matching travelers with hotels, Murray matches those who need cash - and can't get it elsewhere - with those willing to lend.