Terms and conditions apply. Loans should be used for short-term financial needs only, and not as a long-term solution. Customers with credit difficulties should seek credit counseling. ACE Cash Express, Inc. is licensed by the Department of Business Oversight pursuant to Financial Code Section 23005(a) of the California Deferred Deposit Transaction Law. Certain loans in California are made or arranged pursuant to Department of Business Oversight California Financing Law. Loans in Minnesota made by ACE Minnesota Corp.
Loans in Ohio arranged by FSH Credit Services LLC dba ACE Cash Express, CS. 900100.
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OUR CLIENT TESTIMONIALS. I really got myself in a fix when my car suddenly broke down.
Missed payment charges can rapidly stack up and leave you in even more debt. Anyone who's having problems making repayments should contact their lender as soon as possible to discuss payment options, rather than just letting the charges multiply.
Some lenders may freeze the interest after a certain period of time to help you get back on top of your debt. Effect on credit reports. When you take out a payday loan it'll show up on credit records which are held about you and this could be an obstacle to other types of more cost-effective borrowing in future. Even if you made the repayments on time and paid back in full, some lenders take a payday loan as evidence of being overstretched and mismanaging money and will be reluctant to grant credit.
It could even scupper home-buying plans for several years, as some mortgage lenders specify in their criteria that they won't accept anyone who's held a payday loan in the last few years.
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