WHAT IS A PERSONAL LOAN FOR. People get personal loans to help with home repairs, unexpected expenses, holiday shopping, and more. Such a loan from one of our lenders can help you get the cash you need. Just fill out our Online Form. Follow the short process and if you are approved, receive your cash loan.
APR INFORMATION. Annual Percentage Rate (APR) is a measure of the cost of credit, expressed as a nominal yearly rate. It relates to the amount and timing of value received by the consumer to the amount and timing of payments made. We cannot guarantee any APR since we are not a lender ourselves.
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About 9 of people in their 20s, and 7 to 8 of people in their 30s, have used this type of loan in the last five years. By contrast, people over 60 years old are unlikely to use payday loans.
About 24 of all Americans are 60 or older, but only 11 of payday borrowers are. African-American. Most payday borrowers are white, but thats because white people are such a large group. African-Americans, who make up only 12 of the population, take out nearly a quarter of all payday loans. Roughly 1 in 8 African-American adults have used a payday loan in the past five years, compared to only 1 in 25 white adults.