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Here is the problem with collateral many people do not have enough collateral to support a consolidation loan if you have a car or truck thats great and it may be enough depending on the year and condition. But if cash advance atlanta ga have lien on your dbs personal loan late payment you cant use it as collateral the bank needs something of value with no liens on it.
And because of these two conditions from the banks many people cannot get a traditional consolidation loan, but fear not there is another option that everyone qualifies for. And that is a consolidation program unlike the bank you do not need good credit in fact consolidation companies that offer these programs dont even do a credit check how great is that.
Second you do not need any collateral for this loan because its really not a loan. Let me explain. What happens is the consolidation company contacts all your lenders (they now represent cash advance atlanta ga and will re-negotiate a new re-payment plan. These new payments will be far lower than you are paying now. So instead of paying all your lenders you now pay the consolidation company and they pay your lenders, youll never have to see or talk to your lenders again. Also, the consolidation company will get all the interest and fees stopped on the loans, thats why your payments will be so much lower, plus youre only going to be making a monthly payment to the consolidation company not weekly payments to the lenders.
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