The application process was very simple and stress free. I was approved for a loan within minutes. Is as described. Can't argue overmuch about things with them. Fast and easy to deal with. Clear terms and will work with you if something else comes up.
Seamless product that helped me instantaneously when I needed it the most. Their customer service is definitely top notch as well.
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The rate, the amount borrowed and the length of the loan will be based on both your credit and the value of your collateral. Some lenders let you bank of scotland personal loan rates for a secured loan upfront, but others may show you the option only after youve tried applying for an unsecured loan.
Most online lenders let you check your rate without affecting your credit, so it doesnt hurt to first apply for an unsecured loan at multiple lenders to see if you qualify. You can use NerdWallets lender marketplace to compare rates in one place. OneMain and Springleaf, its parent company, offer secured loans at rates below 36 to car owners with poor credit scores. Nearly half of OneMain customers use their car or another asset to qualify for a larger loan amount or get a lower rate.
More about OneMain: Offers lower starting rates on secured loans than unsecured loans Offers auto equity loans and cash-out refinancing loans. The average APR on an auto-secured loan is 20, according to the company.
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